{"id":3726,"date":"2023-08-21T04:39:08","date_gmt":"2023-08-21T04:39:08","guid":{"rendered":"https:\/\/digitalcoinprice.com\/blog\/?p=3726"},"modified":"2023-08-21T05:55:17","modified_gmt":"2023-08-21T05:55:17","slug":"youhodler-review-2023","status":"publish","type":"post","link":"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023","title":{"rendered":"YouHodler Review 2023"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #223c50;color:#223c50\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #223c50;color:#223c50\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#YouHodler_Summary\" title=\"YouHodler Summary\">YouHodler Summary<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#YouHodler_deep_dive\" title=\"YouHodler deep dive\">YouHodler deep dive<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#How_to_use_YouHodler\" title=\"How to use YouHodler?\">How to use YouHodler?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#YouHodler_safety_and_security\" title=\"YouHodler safety and security\">YouHodler safety and security<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#Client_relations_and_support\" title=\"Client relations and support\">Client relations and support<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#YouHodler_Review_The_Bottom_Line\" title=\"YouHodler Review: The Bottom Line\">YouHodler Review: The Bottom Line<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/digitalcoinprice.com\/blog\/youhodler-review-2023\/#YouHodler_FAQs\" title=\"YouHodler FAQs\">YouHodler FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<p><a href=\"https:\/\/www.youhodler.com\/?cid=wi1st91uhhv7a51ri0hnvdfs&amp;utm_content=DCP&amp;utm_source=DCP&amp;utm_medium=fixed&amp;utm_campaign=English\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">YouHodler<\/span><\/a><span style=\"font-weight: 400;\"> is an adaptable FinTech platform providing a wide range of Web3 crypto and fiat services. Catering to \u201cactive HODLers\u201d, YouHodler\u2019s features help them use digital assets in innovative ways beyond traditional holding and trading.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">YouHodler supports all major fiat currencies and cryptocurrencies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Features include:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">crypto\/fiat wallets,\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">cryptocurrency exchange,\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">trading,\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">lending,\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">and crypto-reward services.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">All of the above are supplemented by traditional payment on\/off ramps.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">YouHodler advertises itself as a \u201cfront-runner\u201d in Web3 finance &#8211; the next logical evolutionary step in finance.\u00a0<\/span><\/p>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"YouHodler_Summary\"><\/span>YouHodler Summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table class=\"table-bordered table-light table-sm text-center\">\n<thead class=\"bg-warning\">\n<tr>\n<td><b>Area of operation<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Worldwide (except <\/span><a href=\"https:\/\/help.youhodler.com\/en\/articles\/3010715-requirements-for-customers\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">select countries<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Website<\/b><\/td>\n<td><span style=\"font-weight: 400;\">https:\/\/www.youhodler.com\/<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Year founded<\/b><\/td>\n<td><span style=\"font-weight: 400;\">2018<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Available cryptocurrencies<\/b><\/td>\n<td><span style=\"font-weight: 400;\">50+<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Native token<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Available fiat currencies<\/b><\/td>\n<td><span style=\"font-weight: 400;\">USD, EUR, CHF, and GBP<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Trading\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Universal crypto\/fiat conversion<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Average APR<\/b><\/td>\n<td><span style=\"font-weight: 400;\">12%<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Mobile app<\/b><\/td>\n<td><span style=\"font-weight: 400;\">iOS and Android<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Customer support<\/b><\/td>\n<td><span style=\"font-weight: 400;\">24\/7 live chat, email, and help desk<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Minimum deposit\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">$100<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Deposit methods and fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Crypto\/stablecoins (no fee), bank wire (SEPA free, USD SWIFT $25), Apple Pay (1.%), Bank card (1%), AdvCash (1 &#8211; 4.5%)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Trading fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Withdrawal fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Yes (for certain currencies)<\/span><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"YouHodler_deep_dive\"><\/span>YouHodler deep dive<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">YouHodler started in 2018 as a simple crypto-lending platform. Over the years it has evolved into an efficient FinTech platform offering various products and services for crypto traders and holders.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Currently, YouHodler\u2019s primary features include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>MultiHODL: <\/b><span style=\"font-weight: 400;\">A user-friendly crypto trading interface and advanced suite of risk mitigation tools. MultiHODL is unique compared to other traditional trading platforms as it allows traders to maximize their profits via low and transparent costs. Traders can open up positions on more than 60 trading pairs using YouHodler\u2019s\u201cchain of loans\u201d engine to multiply initial capital. <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Crypto loans: <\/b><span style=\"font-weight: 400;\">Loan seekers can use the top 50 cryptocurrencies as collateral for a crypto-backed loan with loan-to-value ratios of up to 90%. Get a loan in USD, EUR, CHF GBP, stablecoins, or cryptocurrency. Users can withdraw the loan directly to credit cards, bank cards, bank accounts, or exchanges.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Crypto exchange: <\/b><span style=\"font-weight: 400;\">Exchange any cryptocurrency on the platform with fiat, and stablecoins with real-time execution prices and low fees. Users can also buy crypto with Visa and Mastercard credit cards and SEPA bank accounts.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Loyalty Program: <\/b><span style=\"font-weight: 400;\">YouHodler\u2019s Loyalty Program allows participants to earn Bitcoin (BTC) rewards, get increased yield rates on crypto wallets and increase portfolio limits. It consists of Cloud Miner and Yield accounts. Cloud Miner is a gamified approach to Bitcoin mining with real BTC rewards on an hourly basis. Yield accounts generate up to 15% APR with weekly payouts and without locking periods or minimum holding limits. With the Loyalty program, any client can earn yield simply by depositing cryptocurrency to YouHodler.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wor<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Web3 Wallet: <\/b><span style=\"font-weight: 400;\">As the future of Web3 finance begins to take form, YouHodler is currently building a Web3 wallet that allows decentralized applications and on-chain staking in addition to all of YouHodler\u2019s other features. According to the website, YouHodler\u2019s web3 wallet will also allow traditional bond investment and the ability to make purchases via a physical crypto card with up to\u00a0 5% cashback.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"How_to_use_YouHodler\"><\/span>How to use YouHodler?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">YouHodler offers a clean, simple, and easy-to-use interface that\u2019s hassle-free for \u201cnewbies\u201d yet advanced enough for experienced crypto enthusiasts. To use YouHodler, simply download the iOS or Android app from the app store or try the web version at YouHodler.com<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As described above, YouHodler has several features for various levels of crypto knowledge. The most straightforward feature is the YouHodler wallet. Here, users can deposit crypto, fiat, or stablecoins for storage and investment. Users can also convert funds in the wallet to any other currency on the platform. Furthermore, all crypto and stablecoin wallets on YouHodler generate rewards simply for keeping funds in the wallet.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once funds are deposited to the YouHodler wallet, users can explore the other features listed on the app\/site\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"YouHodler_safety_and_security\"><\/span>YouHodler safety and security<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Safety is always a huge concern when considering new crypto platforms. YouHodler takes it very seriously. The platform features three-factor authentication (3FA) for an extra layer of security. Furthermore, YouHodler is insured with LedgerValut\u2019s advanced custody and FireBlocks security options.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Users can look forward to a non-custodial Web3 wallet coming soon as well. Until then, YouHodler secures all client funds in a mixture of hot and cold wallets that are safe and offline. The company also has partnered with reputable Swiss and EU banks to safely store users\u2019 borrowed funds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lastly, Regulation is also a large part of asset security. YouHodler is regulated by both EU and Swiss Financial institutions, some of the most strict in the world. This ensures YouHodler is legally bound by contracts in these regions to follow all guidelines.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Client_relations_and_support\"><\/span>Client relations and support<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">YouHodler has a highly rated client relations\/support team according to platform users. Users can speak to a live agent at any time and on any day. Furthermore, YouHodler has a dedicated Help Desk to inform users about certain products and discuss the platform\u2019s terms and conditions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The YouHodler blog is also a free educational resource with new articles each week. For beginner traders or experts, this is a good way to learn about market trends, popular trading strategies, and company updates.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"YouHodler_Review_The_Bottom_Line\"><\/span>YouHodler Review: The Bottom Line<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In an industry that is populated with untrustworthy and anonymous platforms, YouHodler is a breath of fresh air. It is a legitimate platform with a large, experienced team behind it. The platform is ideal for the creative crypto holder who doesn\u2019t want to just HODL and be at the mercy of the market.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">YouHodler\u2019s innovative solutions can help crypto holders trade crypto, earn crypto, exchange crypto, and lend crypto all within the confines of an easy-to-use crypto wallet.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While the platform might not be suited for those looking for long-term trades or loans, it is a viable option for the short to mid-term. Compared to other, similar sites, YouHodler\u2019s fees are very competitive and reasonable. Furthermore, the platform has had a drama-free history since 2018, something that can not be said for most in this industry.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So the bottom line is if you\u2019re a crypto holder looking for more flexibility with your crypto and even looking for ways to potentially grow your stack, then YouHodler is a good choice. It opens up some new doors not found on other platforms and does it all with creativity and security.\u00a0<\/span><\/p>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"YouHodler_FAQs\"><\/span>YouHodler FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4>Is YouHodler legit?<\/h4>\n<p><span style=\"font-weight: 400;\">Yes, YouHodler is a legitimate platform authorized to operate in the EU and Switzerland. YouHodler\u2019s CEO is a Crypto Valley Association Board Member in Switzerland and an Innovaud Ambassador. They are partnered with some of the biggest names in the crypto security space to ensure maximum client safety.<\/span><\/p>\n<h4>Who is the owner of YouHodler?<\/h4>\n<p><span style=\"font-weight: 400;\">Ilya Volkov is the the CEO and Co-Founder of YouHodler. Ilya has over 15 years of professional FinTech, commercial finance, and trading experience. He is also the Western Chapter Chair of the Crypto Valley Association based in Switzerland.\u00a0<\/span><\/p>\n<h4>Where is YouHodler?<\/h4>\n<p><span style=\"font-weight: 400;\">YouHodler is based in the E.U. (Cyprus, France, and Italy) and Switzerland (Lausanne).<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>YouHodler is an adaptable FinTech platform providing a wide range of Web3 crypto and fiat services. Catering to \u201cactive HODLers\u201d, YouHodler\u2019s features help them use digital assets in innovative ways beyond traditional holding and trading.\u00a0 YouHodler supports all major fiat currencies and cryptocurrencies.\u00a0 Features include: crypto\/fiat wallets,\u00a0 cryptocurrency exchange,\u00a0 trading,\u00a0 lending,\u00a0 and crypto-reward services. All [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3727,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews"],"_links":{"self":[{"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/posts\/3726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/comments?post=3726"}],"version-history":[{"count":6,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/posts\/3726\/revisions"}],"predecessor-version":[{"id":3735,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/posts\/3726\/revisions\/3735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/media\/3727"}],"wp:attachment":[{"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/media?parent=3726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/categories?post=3726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digitalcoinprice.com\/blog\/wp-json\/wp\/v2\/tags?post=3726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}