Stellar Lumen is a cryptocurrency and decentralized platform structure to make it fast, affordable, and easy for users to transfer globally. All in all, Steller is a decentralized network under the symbol of XML, where users can deal with multiple currencies. Thus, there are a total of three things: Stellar, Lumens, and XML. Stellar is a blockchain network, Lumens is a cryptocurrency developed for the web, and XML is a token symbol. Stellar is a well-known payment protocol based on distributed ledger technology. It allows transactions between any currency pairs.


<p>According to their website, Stellar says it &quot;is a platform that connects banks, payment, and people and transfers money globally without any cost.&quot; XLM is a native currency of Stellar Lumen.</p>

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<p><strong>Key Features:&nbsp;</strong></p>

<ul>
	<li>Stellar is a decentralized protocol that is used to transfer digital currency to fiat currency globally.</li>
	<li>Stellar is a blockchain, and its cryptocurrency is called Lumen under the symbol of XLM.</li>
	<li>Stellar comes under the top altcoins in the five-year records with a $1 billion market cap.</li>
</ul>

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<p>Note: people sometimes call Lumens &quot;Stellar,&quot; it is the same as people call XRP instead of Ripple and Ether instead of <a href="https://digitalcoinprice.com/coins/ethereum">Ethereum</a>. But, this happened some years ago now. People know it by its symbol name XLM.</p>

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<p>When Stellar and XLM with together in the same system, technically, they both are different. Stellar is a foundation of the blockchain network where you can trade Lumens on the web. However, according to the official note, you can not get mine Lumens, and there are only 50 billion Lumens in the market, and Stellar is not producing more Lumens now.</p>

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<h3>Who created Stellar(XLM)?</h3>

<p>Stellar is an open-source, peer-to-peer network that came in 2014, and the most significant update came in 2015, which was the game-changing movement for Stellar. The network was founded by the current chief architect Jed McCaleb when he left Ripple and former lawyer Joyce Kim. Jed McCaleb also successfully founded Bitcoin exchange, Mt Gox, and designed a ledger of <a href="https://digitalcoinprice.com/coins/xrp">XRP</a>. Soon after, the Stripe <em>(payment processing platform) CEO collaborated to create the n</em>onprofit Stellar Development Foundation.</p>

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<h3>History of Stellar?</h3>

<p>The Stellar Foundation, a nonprofit foundation, received initial funding from Stripe. After that, some prominent organizations like BlackRock, Google, and Fastforward joined the Stellar organization. In 2018, Stellar completed a deal to transfer payment globally in more than 70 nations.<br />
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<h3>How does Stellar work?</h3>

<p>Stellar is the same as other decentralized payment technology. However, the network runs on a decentralized server with distributed ledger technology that updates nodes every 3 to 5 seconds. The main difference between Stellar and Bitcoin is the named consensus protocol.</p>

<p>The consensus protocol of Stellar does not rely on the whole miner network to approve the transaction. Instead, it uses the FBA(Federated Byzantine Agreement) algorithm, which helps make the transaction faster because it uses the network portion to validate and approve the transaction.</p>

<p>The nodes of the Stellar network select another set of network nodes. In the collection, once the nodes approve all the transactions in the group, it is considered to be approved. As a result, the Stellar network is high-speed and completes 1000 network operations in a second.</p>

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<h3>What makes Stellar unique?</h3>

<p>Stellar is a unique and complete deal. Many features make Stellar special.</p>

<ul>
	<li>Easy to use</li>
	<li>Complete decentralization</li>
	<li>Fast and free transaction</li>
	<li>Complete Decentralisation</li>
</ul>

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<h3>What gives Stellar value?</h3>

<p>The Stellar has a clear intention to have a 1% expansion every year. It has changed over the years. Now.</p>

<p>In 2019, a 1% per year subsidy would no longer exist. So, the user of Stellar voted to end programmatic supply increases. In addition to more supply, Stellar derived the value from its current use case because it can transfer digital assets globally, efficiently, and cheaper.&nbsp;</p>

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<h3>How is The Stellar Network Secured?</h3>

<p>The stellar network is decentralized and secured because anyone can become a validator node. This thing makes Stellar very secure. Moreover, stellar avoids transaction spamming by completing a minuscule fee for each transaction.<br />
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<h3>What is the circulating supply of Stellar (XLM)?</h3>

<p>Stellar is currently ranking the number #19 globally. Stellar&#39;s total circulating supply is 20.21(20,205,523,566.64) billion out of the 50.00(49,999,999,738.64) billion tokens. The XLM market cap is $16.86 billion, and 24h trading volume is $857.90 million.</p>

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<h3>HOW TO BUY STELLAR LUMENS (XLM)?</h3>

<p>Stellar is designed for payment providers and decentralized exchanges that allow users to transfer any assets.</p>

<ul>
	<li><strong>Signup to exchanges</strong></li>
	<li><strong>Verify your identity and despite funds</strong></li>
	<li><strong>Start buying and selling Chainlink</strong></li>
</ul>

<p>There are several ways to buy Stellar, and it is available on every exchange. The easiest and safest way to buy XLM through top exchanges is by listing down some top crypto exchanges where you can buy Stellar easily.</p>

<ul>
	<li><strong>Binance</strong></li>
	<li><strong>OKEx</strong></li>
	<li><strong>HitBTC</strong></li>
	<li><strong>Huobi Global</strong></li>
	<li><strong>Kraken</strong></li>
	<li><strong>KuCoin</strong></li>
</ul>


Stellar

Jed McCaleb

Nicolas Barry

David Mazières

Bartek Nowotarski

Rafał Malinowski

Scott Fleckenstein

Boris Reznikov

Keith Rabois

Shivani Siroya

Greg Brockman

Adrian E. Martinez

Zachary Freundt

Tom Llewellyn-Smith

Marta Lokhava

Johnny Goodnow

Jonathan Jove

Lisa Kinard

Lisa Nestor

Patrick Collison

Greg Stein

Matt Mullenweg

Naval Ravikant

Ronaldo Lemos

Sam Altman

Dan Kaminsky

Bhagwan Chowdhry

Stellar XLM

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