Ripple is a cryptocurrency and digital payment network for financial transactions designed to replace SWIFT(a leading money-transfer network). Ripple is a money transfer specialist network. It is also a currency and payment network created by a U.S based technology company called Ripple Labs Inc. Ripple is trading on every top exchange with the token symbol XRP. In other words, Ripple is known as a payment settlement platform and currency exchange network to process payments globally. In short, Ripple is working as an agent between the two parties to confirm the transaction, and whenever the transaction happens, the network deducts a small amount of XRP as a fee.	

<p>Ripple is a peer-to-peer open-source, decentralized platform that allows users to transfer money in any form, including fiat currency or cryptocurrencies. Ripple is a global payment network and considers a finance and banking network. XRP produces quick responses between different currencies.&nbsp;&nbsp;</p>

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<h3>How &amp; who was XRP created?</h3>

<p>Here, two people are individually involved in creating XRP. The first functionality came first in 2012, and Chris Larsen and Jed McCaleb co-founded it. The goal of Ripple(XRP) is to make a payment settlement exchange. Chris Larsen is an executive chairman and board of Ripple and former CEO and co-founder of Ripple. He founded fintech companies E-LOAN and Prosper too. On the other side, Jed McCaleb is an American programmer, entrepreneur, philanthropist, co-founder, and CTO of Stellar(XLM). In addition, he founded Mt Gox and the first Bitcoin exchange.</p>

<p><strong>Other remarkable contributors of XRP include:&nbsp;</strong></p>

<ul>
	<li>A former CTO of Ripple and the Bitcoin core software contributor, Stefan Thomas.&nbsp;</li>
	<li>David Schwartz is a current CTO of Ripple and Co-author of Ripple&#39;s white paper.</li>
</ul>

<p><strong>Introducing the difference between XRP &amp; Ripple?</strong></p>

<ul>
	<li>Ripple is a company that provides a solution to transfer a payment globally, where XRP is an individual asset. XRP ledger is software that enables the use of XRp cryptocurrency.</li>
	<li>Ripple is a software company, and they use XRP and XRP Ledger in their product. On the other hand, XRP is an independent entity.</li>
	<li>The growth of Ripple was maintained by the Employees, Founders, and board of directors. On the other hand, XRP is controlled by the communities.</li>
	<li>Founders, Investors, and employees can hold the Ripple, but there is no restriction on XRP. Anyone can have XRP.</li>
</ul>

<p>&nbsp;</p>

<h3>How Does XRP Work?</h3>

<p>Ripple(XRP) Ledger uses distributed ledger technology to support tokens representing fiat currency, cryptocurrency, or any other unit. If the protocol is open completely, anyone can access it without pre-approval from Ripple Labs. This action allows bank and non-banks actors to incorporate the Ripple protocol into their system.</p>

<p>&nbsp;</p>

<h3>What Makes XRP Unique?</h3>

<p>Ripple(XRP) has designed every transaction to be cheaper and faster compared to their cryptocurrencies. It is more convenient for day-to-day payments. XRP offers us to exchange any currencies or any other valuables with minimal commission or fees.</p>

<p>&nbsp;</p>

<h3>What gives Ripple(XRP) value?</h3>

<p>Ripple(XRP) has many different factors making XRP valuable, but the unique aspect is that it can respond quickly to any currency or exchange.</p>

<p>&nbsp;</p>

<h3>The circulating supply of Ripple (XRP)?</h3>

<p>XRP comes under the top #7 cryptocurrency globally. There are 100 billion XRP tokens in existence, but most of them are not in circulation yet. There are 55 billion tokens that the Ripple Lab has held. The circulating supply is over 46.21 billion, and it will be increased in the coming future soon. Only 1 billion tokens are becoming available per month.</p>

<p>&nbsp;</p>

<h3>How to buy Ripple?</h3>

<p>Ripple is becoming the most popular altcoin in the market today. Ripple is both a cryptocurrency and platform. XRP is faster and more efficient than other digital assets, and you can trade and buy XRp at any time. Ripple is very demanding, and you can buy it from any exchange, but buy from the top, and valuable discussions make your buy and trade secure.&nbsp;</p>

<p>There are only three 3 to buy and trade Ripple includes.</p>

<ul>
	<li>Signup to exchanges</li>
	<li>Verify your identity and despite account details</li>
	<li>Start buying and trading Ripple.</li>
</ul>

<p><strong>We are listing down some top exchanges where you can buy Ripple easily, and that includes:</strong></p>

<ul>
	<li>Binance</li>
	<li>Upbit</li>
	<li>Hitbtc</li>
	<li>Huobi Global</li>
	<li>KuCoin</li>
	<li>OKEx</li>
	<li>Gate.io</li>
	<li>Kraken</li>
	<li>Wazirx</li>
</ul>

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John Mitchell

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Eric van Miltenburg

Kahina Van Dyke

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XRP (XRP) Price in USD with Live Chart & Market Cap

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XRP (XRP) 30 Days Historical Price Data

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